As an insurance agent, your role goes far beyond selling policies — it’s about helping clients plan for the unexpected and protect their financial future. For clients at higher risk of chronic illnesses, such as Parkinson’s disease or other neurodegenerative conditions, this means guiding them toward solutions that provide financial security and peace of mind in the face of long-term
As an insurance agent, your work goes beyond selling policies — it’s about building trust, providing peace of mind, and creating a lasting impact. For clients navigating life’s uncertainties, insurance offers more than just financial protection. It provides a foundation for security and an opportunity to support their loved ones and communities in times of need. Insurance not only protects
As an insurance agent, your work has a profound impact on the families you serve. For those living with chronic illnesses like Parkinson’s, the right support can mean the difference between financial stability and overwhelming stress. Beyond offering policies, you play a critical role in helping families navigate the complexities of planning for care, protecting their assets, and securing peace
A Guide to Financial Security and Peace of Mind IntroductionChronic illnesses, such as Parkinson’s disease, can bring significant financial and emotional challenges. Planning ahead is key to ensuring that you and your loved ones are prepared for the future. This guide walks you through the critical steps of long-term financial planning, highlights the benefits of long-term care insurance (LTCI), and
At VIBE, we believe underwriting isn’t just about getting cases approved; it’s about delivering a seamless experience for clients and advisors alike. In this conversation, Bob Klein sits down with Joe Brita, our new Chief Underwriter and Head of New Business, to talk about his philosophy on underwriting, case management, and what it takes to consistently get cases across the
In honor of Annuity Awareness Month, Bob from VIBE sat down with Dan Chuka, National Account Manager at AMS, to explore key trends and strategies driving today’s annuity conversations. Key Takeaways: Massive Demographic ShiftWith 11,400 Americans turning 65 daily, the need for retirement planning tools – especially those offering guaranteed income – is greater than ever. By 2050, over 20%
Listen in as Sam Barnett and Anne Davis chat about the new partnership between VIBE and Pulse Point Management. They discuss how Pulse Point Management came to be, how companies like PPM and VIBE are changing the insurance industry, and what’s next in the ever evolving world of agencies.
As an independent life insurance agent, you must offer a diverse range of high-quality products. Diversity is key to your short-term sales and long-term growth. But with so many carriers, how do you find the best ones for lasting success? The key is to align with carriers that meet your needs now. They must also support your future growth and
Independent Marketing Organizations (IMOs) need a strong competitive advantage to attract and retain top agents. One of the most effective ways to do this is by offering competitive and innovative compensation plans. Agents are drawn to organizations that reward hard work and provide long-term growth opportunities. Here’s how IMOs can structure compensation plans that appeal to the best agents. 1.
As an independent agent, earning more depends on how well you take advantage of the compensation carriers offer. Thankfully, you can increase your income and grow your business with the right strategies. 1. Know Your Commission Structure For most independent agents, your income comes mainly from commissions. Some carriers pay a flat rate, while others offer higher commissions as you
Bob brings significant skills to this role, built on more than 25 years’ experience in sales and distribution leadership with stints in life brokerage, BD sales, linked benefits, group and voluntary benefits and IMO annuity sales. Before that, Bob had a 10-year home office career in underwriting and sales support, transitioning to sales in 1996 by opening a Mid-Atlantic brokerage office for CIGNA.